Terms of Service

Last updated: July 2026 · Draft pending counsel review before public launch

Spendkin is a personal finance tracking tool. It is not a bank, financial adviser, or money transmitter, and its figures are informational — verify against your bank's records.

Subscriptions

Spendkin Plus is billed through the App Store or Play Store at the price shown before purchase — $4.99/month or $39.99/year. It renews automatically until cancelled in your store subscription settings; store refund policies apply. We take no percentage of your money and never charge outside the stores.

Acceptable use

Only capture data you are entitled to. Don't abuse, probe, or disrupt the service.

Liability

The service is provided "as is" without warranties; to the maximum extent permitted by law our liability is limited to the amount you paid in the last 12 months.